In a medium tall bowl, using an electric mixer, whip cream cheese until smooth.
Add the dry pudding mix and beat until well combined. If needed, add a splash of creamer to loosen it up.
With the mixer on low, slowly add the remaining creamer, about a tablespoon at a time, until smooth and fully combined.
In a large bowl, combine strawberries, oranges, pineapple, kiwi, and mango.
Fold the cheesecake mixture into the mixed fruits gently.
In a small bowl, toss banana coins with lemon juice, drain, then fold into the salad.
Chill until ready to serve, or serve immediately.